Real Ag Expertise, Not a Generic Policy
Farming is unlike any other business — weather, commodity prices, equipment values, and liability all collide. Our team places coverage with specialty farm carriers who understand seasonal income, herd values, custom rates, and the quirks of agricultural operations. The result is a policy that actually responds when something goes wrong.
Coverage for Every Acre
Farm Property & Dwelling
Farmhouse, barns, outbuildings, silos, and grain bins — protected against fire, wind, hail, and theft.
Equipment & Machinery
Tractors, combines, sprayers, and implements covered on or off the farm, including breakdown and rented equipment.
Farm Liability
Premises, operations, and product liability for agritourism, U-pick, farmers markets, and direct-to-consumer sales.
Crop Insurance
Multi-Peril Crop Insurance (MPCI), crop-hail, and revenue protection through our partner ag specialists.
Livestock Coverage
Mortality, theft, and transit coverage for cattle, dairy herds, equine, swine, poultry, and specialty livestock.
Farm Auto & Trucking
Pickups, semis, trailers, and hauling exposures — including custom farming and for-hire operations.
Every Operation, Every Licensed State
No matter your acreage or operation, FIG can place farm coverage across all 26 states we're licensed in.
A Year of Risk on the Farm
Every season brings a different exposure. We review your policy against your calendar — not the other way around.
Planting & Calving
- •Equipment in transit
- •Custom-applicator liability
- •Newborn livestock mortality
- •Late-frost crop loss
Growing Season
- •Hail & wind on standing crops
- •Agritourism & U-pick liability
- •Workers' comp for seasonal labor
- •Wildfire & drought exposure
Harvest
- •Combine & equipment breakdown
- •Grain bin fire & explosion
- •On-road equipment auto
- •Stored grain & inventory
Off-Season & Planning
- •Frozen pipes & barn collapse
- •Livestock shelter exposure
- •Equipment storage & theft
- •Succession & farm transition
Crop Insurance & MPCI
Through specialized crop partners, we coordinate Multi-Peril Crop Insurance, crop-hail, and revenue protection alongside your property and liability policies — one team managing every exposure on your operation.
Multi-Generation Planning
When the operation passes to the next generation, the policy structure should too. We coordinate with your attorney and CPA on LLC restructures, key-person life insurance, and buy-sell funding so the farm stays in the family.
Licensed in 26 States
We write farm and ag insurance in every state we're licensed in — coast-to-coast agricultural coverage from one agency.